Car insurance is critical when owning a car since it can help your case if you were involved in an accident. In the case that you’re involved in a car accident, your insurance company can help pay for covered losses and damage that may have occurred. New York Injury Associates’ no fault doctors in Amityville can help determine if you may be eligible for no-fault insurance. Contact us with same-day appointments today!

What is No-Fault Insurance?

No-Fault Insurance is a type of auto car insurance covering your medical bills or incidents no matter who was at fault. This is a very safeguard option because they’re many people who try to blame you, even though you had nothing to do with it in the first place. People involved in the accident will try to do everything they can to get the upper leverage on you to increase their rates. This type of insurance is very beneficial because you never know what will happen with no-fault insurance. The insurance company will cover either some or all of your medical bills, depending on the cost. Insurance can be costly, and no-fault doctors in Amityville are here to help you.

What Does No-Fault Insurance Cover?

No-fault injury insurance is closely associated with personal injury protection (PIP). This helps determine that all drivers who are at injury can get care for their injuries. Also, they’re able to compensate for the cost no matter who was involved in the accident. Here is what No-fault insurance covers:

  • Medical expenses
  • Funeral expenses
  • Lost income
  • Child care expenses
  • Survivors loss
  • Household services

The majority of U.S. states don’t offer no-fault insurance, so check to see which states offer it here.

Under most insurance policies, No-Fault car insurance includes:

  • Reasonable and necessary accident-related medical expenses.
  • You may be entitled to a maximum payment of $2,000 per month. 
  • You may receive up to $25 a day for up to a year from the date of the accident. This will allow you to be reimbursed for other reasonable and necessary expenses (household help and transportation expenses)
  • Also, a $2,000 death benefit (in addition to the $50,000 basic No-Fault limit), payable, died in a motor vehicle accident.

Those who may be ineligible for No-fault benefits are those who:

  • It was driving while intoxicated or impaired by the use of a drug that contributes to the accident.
  • Intentionally causing injury.
  • Operating a motorcycle or riding an all-terrain vehicle (ATV) or as a passenger.
  • They were injured while in a car known to be stolen.
  • They were an owner of an uninsured vehicle.

New York Injury Associates no fault doctors in Amityville can help determine if you may be eligible for no-fault insurance.

Why should I get No-Fault Insurance?

No-Fault auto insurance should be considered because it can help eliminate the ligation cost of any incident type. With no-fault insurance, the insurance company would allow you to receive money faster for any necessary treatments. At any given moment in time, something can happen to you that may not have been your fault. This allows self-protection against other insurance companies that may be coming after you for something that wasn’t you to blame. It’s better to be safe than sorry because you could be saving thousands of dollars in the long run. New York Injury Associates no fault doctors in Amityville can help determine if you may be eligible to receive no-fault insurance benefits.

How much will No-Fault Insurance cost?

Every insurance company is different regarding which factors are included in the total cost. Some of the including factors that go into determining what the price of No-fault will be are:

  • Location or state you’re operating in
  • Age
  • How long you been covered with that company
  • Driving report history

The pricing of how much this will cost is based on these factors. When determining the price, every person will be quoted at different prices because it goes off on your history under the insurance. This is an additional cost to what your current rate will be. It’s best to get pricing from different insurance companies to see which one will give you the best rate. New York Injury Associates’ no fault doctors can help determine if you may be eligible for no-fault insurance.

Contact Our No Fault Doctors in Amityville

At New York Injury Associates, we take no-fault insurance to help patients like you make a full recovery. This type of insurance requires patients to follow and meet specific standards. New York Injury Associates no fault doctors in Amityville are here to help determine if you may be eligible for no-fault insurance. Contact us with same-day appointments today and get help with your case.