Is Personal Injury Protection and No fault The Same Thing?

injury doctors in Jericho

Personal injury protection, no-fault, and the different types of protection are all terms tossed around during a car accident. These terms might need to be clarified and easier to understand. So, let’s break down what each of these terms means and what you should do if you are in an accident and when to call injury doctors in Jericho.

What is personal injury protection?

Personal injury protection is insurance that covers a person when they are injured. This is different from liability protection, which covers the person if they are sued for injuries. Personal injury protection is insurance that covers a person for damages incurred due to an injury. This type of insurance covers medical expenses, lost wages, loss of use of a body part, and pain and suffering. Personal injury protection is typically used to cover some of the damages incurred from an injury. New York Injury Associates can help you understand the process better than other injury doctors in Jericho. Give us a call whenever you can! 

What is no-fault insurance?

No-fault insurance is a type of insurance that is designed to cover the costs associated with an accident. This type of coverage is often confused with an auto insurance policy, designed to cover the costs associated with an accident, but is usually referred to as personal injury protection. No-fault insurance is not a type of insurance that covers damages to a person or their property. It is designed to cover the costs of medical treatment, rehabilitation, and lost wages that may result from an accident. When a claim is filed, the insurance company usually pays for medical expenses and repair but will only pay for lost wages after a set time.

What are the different types of protection?

There are three types of personal injury protection: no-fault, personal injury protection, and medical injury coverage. No-fault personal injury protection is the type of coverage that does not require you to prove negligence on the part of the other party. Personal injury protection is the type of coverage that requires you to verify the failure of the other party. Medical injury coverage is the type of coverage that requires you to prove the negligence of the other party and the injury to you. If you need injury doctors in Jericho, visit our website as soon as possible. 

Which One is Better?

In most places in the United States, you must carry personal injury protection (PIP) coverage on your auto insurance policy. PIP covers injuries you sustain in an auto accident that are not your fault. PIP is also known as no-fault insurance. If you are involved in an accident that is your fault, you will be responsible for your injuries. This insurance coverage is not mandatory in all states but is required in most states. The type of PIP coverage you have can vary depending on the state you live in.

Why Choose New York Injury Associates: Injury Doctors In Jericho

Our team of experienced no-fault doctors has provided patients with top-notch injury doctors in Jericho, New York City, and Long Island for over 30 years. Our specialized approach focuses on helping our clients navigate the often complex insurance process. We are here to provide you with the medical care, advice, and support you need to get the best possible outcome from your claim. Whether it’s a motor vehicle accident, slip and fall case, or any other personal injury matter – we are here to help. Contact us today for more information about how we can assist you in getting the maximum possible compensation for your injuries.

Contact Us: Injury Doctors In Jericho

So, Personal Injury Protection (PIP) and No-Fault are not the same things. PIP is insurance coverage that helps pay for medical expenses, lost wages, and other costs associated with an accident. It may also cover funeral costs. PIP is typically part of an automobile insurance policy but can also be purchased separately. On the other hand, No-Fault is a legal doctrine that prevents an injured person from filing a lawsuit against another driver or party after an accident unless there was severe injury or death. This means that even if someone else caused the accident, they could not be held liable for any damages or injuries suffered by the victim unless they were willfully negligent or acted with reckless disregard for safety. Therefore, while PIP and No-Fault are related to automobile accidents, they serve different purposes. Call New York Injury Associates today to speak with a reputable injury doctors in Jericho!