Workers comp is a system for compensating workers who get injured on the job. The employer typically pays a comprehensive insurance premium, and though state-by-state variation is high, it’s usually a fraction of what an equivalent worker would make in lost wages after getting hurt. In return, the insurer agrees to cover medical expenses and at least some percentage of lost earnings. If you are looking to find out more about workers compensation claims contact NYIA, a no fault insurance doctors in Bayville.
Most workers who get hurt don’t have to deal with the system directly. But for about half a million workers, injuries are so severe that filing a claim is mandatory.
Workers comp insurance companies in the U.S. do not release information about what causes these injuries. However, they are likely due to extensive training requirements for professionals in some of these occupations and strenuous physical demands in others.
More than 80% of all workplace injuries are thought to result from “non-routine” actions taken by workers when something out of the ordinary happens. These actions can include everything from slipping on a wet floor, to trying to move an object in an awkward position, or being struck by falling equipment.
The following are the 10 highest-risk jobs for injured workers. The numbers are drawn from insurance claims data collected by the nation’s largest insurers representing 30% of all workers’ comp business. These rankings show that risk perception can be very different from reality. Check out the top 10 list below to see if your job is among the most hazardous.
The 10 Jobs With The Highest Injury Rate
10 . Occupational Health and Safety Specialists – 7.5 injuries per 100 workers;
9 . Supervisors of Construction Trades and Extraction Workers – 8.7 injuries per 100 workers;
8 . Insurance Sales Agents – 8.8 injuries per 100 workers;
7 . Farmers, Ranchers and Other Agricultural Managers – 9.5 injuries per 100 workers;
6 . Bus Drivers – 10.4 injuries per 100 workers;
5 . Painters (Construction and Maintenance) – 11.0 injuries per 100 workers;
4 . Automotive Service Technicians and Mechanics – 11.4 injuries per 100 workers;
3 . Crossing Guards – 12.5 injuries per 100 workers;
2 . Truck Drivers (Over-The-Road) – 13.7 injuries per 100 workers;
1 . Roofers – 21.9 injuries per 100 workers.
Contact Us: No Fault Insurance Doctors in Bayville
NYIA is a no fault insurance doctors in Bayville, so give us a call if you need help with a workers’ comp claim!