In the unfortunate event, you or a loved one are involved in a car crash, chances are it was definitely either you or the other driver who was at fault. That being said, what happens when it is not your fault? Regardless of who is at fault, both drivers need to be responsible, and both call the police and alert their insurance company to let them know what happened? However, should the accident not be your fault, there is such a thing as a no-fault case, where the insurance company will not charge you for any damages. New York Injury Associates, no fault doctors in Matinecock is always here to help.
At-Fault Accident vs. No-Fault Accident
Across the U.S., insurance companies use fault determination strategies to discern who is responsible for the crash and who is deserving to pay the other for financial compensation. Twelve states have no-fault laws, the other 38 do not. In New York, a no-fault state, your car insurance covers any and all expenses in regards to you and your car, covering medical and auto, respectively. Regardless of who is at fault, the expenses are paid by neither drivers and both insurance companies, even though the accident will still appear on their driving record. In an at-fault state, the driver who is directly responsible for the accident will need to consult their insurance company to provide compensation for whatever losses the other driver sustained.
In a no-fault state, it is mandatory for drivers to possess what is known as PIP, or Personal Injury Protection insurance. This is how the driver’s damages are paid no-fault. It is worth mentioning, however, both driver’s records will be impacted, as an insurance claim will have been filed. If you take money from an insurance company, as well as having filed a claim, that will be what makes the accident appear on your driving record, despite not being at-fault. PIP will always be available to you, but it does not forget your last accident. Car insurance claims usually last three to five years, unless is it a more severe scenario. For example, an accident instigated by a drunk driver can last ten years, possibly more depending on which state you are living in. New York Injury Associates no fault doctors in Matinecock can clarify any and all details you would like to know should you be medically affected by an accident and would like to seek action.
The Bottom Line
Car accidents can definitely be no-fault, as it depends on the state in which you live. New York happens to be a no-fault state, so your car insurance is to be liable, regardless of who is at-fault. Knowledge like this can go a long way in the future should you ever find yourself in a situation such as a major car accident, as financial costs are always a sensitive subject when it comes to those involved.
Contact Us Today: Contact Our Team: No Fault Doctors in Matinecock
New York Injury Associates, no fault doctors in Matinecock is here to come to your aid for whatever legal and medical issues are affecting either you or a loved one due to any kind of car accident. Contact us today, we are located across Long Island and Queens.
The Benefits of Chiropractic Treatment After a No-Fault Accident
New York Injury Associates: no fault doctors in Matinecock
Car accidents can result in a variety of injuries, from minor to severe. Should you or a loved one experience a car accident, it is crucial that you seek out the proper care given the nature and severity of your injuries. Though pain or discomfort post-accident might be manageable, it can become increasingly detrimental as time goes on. Getting appropriate treatment and medical attention after a no-fault accident will give you peace of mind that you are on the road to recovery. If you or someone you love has recently been in an accident and you require an no fault doctors in Matinecock, contact us at New York Injury Associates to ensure you receive the highest level of professionality and care there is.
Common Injuries After an Auto Accident
Given the speed at which we drive our cars, it comes as no surprise that auto accidents typically result in many injuries. Some of the injuries that commonly occur in auto accidents are relatively minor and can heal themselves over time with little medical intervention. However, some injuries do require much greater attention, rehabilitation, or surgery. Listed below are some of the most common injuries:
- Spinal Cord Injuries: The spinal cord is an especially delicate part of the body. High impact crashes can cause different kinds of spinal cord injuries.
- Back Injuries: Back injuries like herniated discs, pulled muscles, or broken bones can be common in car accidents. They sometimes do not appear right away, and symptoms can last as long as a lifetime.
- Neck Injuries and Whiplash: Whiplash is the injury that most commonly comes to mind when people think of car accidents. This is because the force of the accident can cause your head to move quickly and forcefully in any given direction. This aggressive movement of the head and neck can cause severe strain on the nerves, muscles, and soft tissues that make up the neck. The effects of whiplash are not to be downplayed, as they can cause long-term discomfort and severe pain after an auto accident.
If you or a loved one have been in a car accident and is in need of an Auto Doctor in Shirley, please do not hesitate to contact us at New York Injury Associates for help.
How Can Chiropractic Treatment Help With Auto Accident Injuries?
In direct correlation with the list of common auto accident injuries above, we will now go through the benefits chiropractic treatment has on each. New York Injury Associates can help those in search of an no fault doctors in Matinecock and ensure you get the highest level of chiropractic treatment.
Spinal Cord Injuries: Spinal cord injuries can be detrimental to a person’s quality of life through loss of movement, loss of range of motion, or intense pain and discomfort. Treatment methods for Spinal Cord Injuries are often invasive and involve risky surgical procedures. Chiropractors can offer a less invasive treatment method to boost the body’s ability to heal itself.
Back Injuries: Back injuries are most commonly associated with chiropractic treatment. Chiropractors understand the delicate and interconnected relationship between the body’s nerves, muscles, tendons, and tissues. Through this knowledge, they are able to offer superior treatment for back injuries with minimally invasive methods.
Neck Injuries and Whiplash: Chiropractors have an extensive understanding of the neck muscles and spine and can properly diagnose and treat neck injuries. Whiplash has stages of intensity and healing. Chiropractors can accurately and non-invasively diagnose your whiplash or neck injury so as to give you the most accurate and efficient means of treatment.
Contact Us: Contact Our Team: No Fault Doctors in Matinecock
We at New York Injury Associates pride ourselves on our expertise and professionalism when it comes to no fault cases in New York. We are here to help you navigate both medical treatment and legal counsel for your no fault auto accident. We operate out of 14 different locations in Long Island and Queens. It is our top priority at New York Injury Associates to get our patients back to full health. For this reason, we offer both same day and advanced scheduled appointments for clients who are in need of assistance as soon as possible. If you or a loved one has experienced a no fault auto accident and is searching for an no fault doctors in Matinecock, put your trust in New York Injury Associates to help you get the best care possible. Visit our website for more information.
If you have sustained an injury from a no-fault accident, it is important to get the proper medical attention and compensation you need. Our specialists at New York Injury Associates can help you recover from your injury. We will also work with your attorney to get you the coverage you deserve. Visit our no fault doctors in Matinecock if you have been in a no-fault accident and need assistance.
What is Considered a No-Fault Accident?
An accident can be declared as either an at-fault accident or a no-fault accident, depending on the situation. At-fault accidents mean you caused the accident and are responsible. No-fault accidents, on the other hand, mean you were not responsible for the crash. In a no-fault state such as the following, your car insurance covers car damages and medical expenses, regardless of which driver caused the crash.
- New York
- Pennsylvania
- Hawaii
- Kentucky
- Florida
- Massachusetts
- Michigan
- Minnesota
- North Dakota
- Utah
The other 38 states are considered fault states. In these states, the at-fault driver’s insurance company is responsible for compensating the other driver for their losses.
Does A No-Fault Accident Go On Your Record?
No-fault accidents will be reported on your driving record. Because you contact your insurance company to report the accident and to get reimbursed for the cost of repairs, it will appear on your record. This claim will stay on your insurance record for an average of three to five years.
Why You Should Contact Our Associates: Contact Our Team: No Fault Doctors in Matinecock
When you contact our no fault doctors in Matinecock after an injury from an accident, we will do everything in our power to help your case. We will ask for your location and the nature of the injury and direct you to the location that will most benefit you. We will then provide you with an appointment to address your injury and further evaluate the situation. Our no fault doctors in Matinecock save patients money when they need it most.
Contact Our Team: No Fault Doctors in Matinecock
If you have been in a no-fault accident and are suffering from an injury related to the accident, see our staff at New York Injury Associates. Our no fault doctors in Matinecock will address your injury and work with your attorney to get you the proper compensation you need. Schedule an appointment with our team to address your no-fault accident today!