If you have sustained an injury from a no-fault accident, it is important to get the proper medical attention and compensation you need. Our specialists at New York Injury Associates can help you recover from your injury. We will also work with your attorney to get you the coverage you deserve. Visit our no fault insurance doctors in Brookhaven if you have been in a no-fault accident and need assistance.
What is Considered a No-Fault Accident?
An accident can be declared as either an at-fault accident or a no-fault accident, depending on the situation. At-fault accidents mean you caused the accident and are responsible. No-fault accidents, on the other hand, mean you were not responsible for the crash. In a no-fault state such as the following, your car insurance covers car damages and medical expenses, regardless of which driver caused the crash.
- New York
- Pennsylvania
- Hawaii
- Kentucky
- Florida
- Massachusetts
- Michigan
- Minnesota
- North Dakota
- Utah
The other 38 states are considered fault states. In these states, the at-fault driver’s insurance company is responsible for compensating the other driver for their losses.
Does A No-Fault Accident Go On Your Record?
No-fault accidents will be reported on your driving record. Because you contact your insurance company to report the accident and to get reimbursed for the cost of repairs, it will appear on your record. This claim will stay on your insurance record for an average of three to five years.
Why You Should Contact Our Associates
When you contact our no fault insurance doctors in Brookhaven after an injury from an accident, we will do everything in our power to help your case. We will ask for your location and the nature of the injury and direct you to the location that will most benefit you. We will then provide you with an appointment to address your injury and further evaluate the situation. Our no fault insurance doctors in Brookhaven save patients money when they need it most.
Contact Our Team
If you have been in a no-fault accident and are suffering from an injury related to the accident, see our staff at New York Injury Associates. Our no fault insurance doctors in Brookhaven will address your injury and work with your attorney to get you the proper compensation you need. Schedule an appointment with our team to address your no-fault accident today!
New York Injury Associates, or NYIA, is the number one no fault doctors in Selden and the Tri-State area. New York Injury Associates specialize in no fault, workers compensation, and accident-related cases. Our team of highly trained physical therapists, chiropractors, orthopedics, and much more are here to help you and your family get back on your feet and start living the healthiest and happiest life possible. We also specialize in pain management, neurology, acupuncture, massage therapy, and digital range of motion. If you are looking for help to get better and recover, come to the best no fault insurance doctors in Brookhaven.
What is “No Fault”?
No fault insurance doctors in Brookhaven treat a patient after an injury and bills the insurance company of the person or entity at fault. No fault means that when there is an accident, no one is at fault regardless of who caused the accident. In New York State, the “no-fault” policy applies in many cases.
What Does No Fault Cover in NY?
Since New York is a “no-fault” state, this means that when there is an accident, both parties are reimbursed by the insurance company for any damages that could have occurred regardless of who caused the accident. Both parties can be reimbursed for any medical costs that could arise in case someone gets injured and needs medical attention or physical therapy. Regardless of what happened, the insurance company of the car you were in, struck by, or a passenger in will pay the benefits for you. These benefits are:
- Medical bills and expenses
- Prescription drugs or medication
- Lost wages
- This means if you lost time at work or making an income for yourself
- Housekeeping
- If you are not able to do it yourself due to immobilization
- Transportation to and from the doctor’s office
Although there are quite a lot of things that are covered by the insurance company, a person trying to receive these benefits only has 30 days from the day of the accident to file. This can be hard for many because after an accident, people can be injured or it can be very traumatic for them. If you are injured and need help getting back on your feet New York Injury Associates has you covered; we are the best no fault insurance doctors in Brookhaven.
No Fault Insurance Doctors in Brookhaven:
NYIA has been treating its patients with the best and most effective care. If you want to get back on your feet and live a healthy and active life, New York Injury Associates is the place for you.
Accidents occur when you least expect them to and can be costly and stressful for all parties involved. The stress, not only in the moment but also in the aftermath, while dealing with any injuries that may have occurred can be very overwhelming. In most states, financial responsibility is placed upon the person who caused the accident to occur. However, twelve states, including New York, require drivers to have no-fault insurance, but exactly what this means can become confusing. If you or a loved one are looking for no fault insurance doctors in Brookhaven, New York Injury Associates can help.
What is No-Fault Insurance?
Having no-fault insurance means that if one is injured due to a car accident, their car insurance will cover the costs. This is the biggest difference between a no-fault and a fault-based insurance system. In states that do not have a no-fault policy, you can normally file a claim for compensation against the at-fault driver through their insurance. However, to do this, you need to prove that it was the other person’s fault and not your own to the insurance company, which can be a long, complicated process. No-fault claims are much simpler and are made through provisions of a car insurance policy called “personal injury protection” (PIP). PIP is required, on top of basic liability insurance, by no-fault states to legally drive, however, the rules differ from state to state. If you are located in a state that does not require PIP, you can usually add the coverage to your insurance. The purpose of no-fault insurance is to save time and money while also reducing the likelihood of lawsuits. You also do not need to worry about your claim being denied by the insurance company if they feel there is no proper evidence of it being the other party’s fault. If you require medical assistance after an accident, a PIP payout can help you to pay for any treatment you may need. If you have been involved in an accident and need no fault insurance doctors in Brookhaven, contact New York Injury Associates.
Claims You Can Make
A no-fault insurance claim is also frequently called a PIP claim. It covers a wide range of financial burdens that may have occurred due to an accident. The following list includes different claims that can be made under no-fault insurance:
- Payment of medical bills that come from treatment and doctors’ visits
- A portion of the lost wages or earnings from when the person involved in the accident was too injured to go to work (there is a limit on the amount that can be paid)
- Certain out-of-pocket costs of damages
- Transportation costs to and from appointments
- Cost of necessary medical equipment
- In-home help (at-home nurse, at-home doctor’s visits, etc.)
It is important to understand that while you can file a claim for all of the above reasons, you cannot file a claim to get compensation for pain and suffering. Another important detail is that no-fault benefits apply to anyone inside the insured vehicle at the time of the accident and any