Have you been involved in a workplace accident, car accident, or personal injury? If so, you may be able to file a personal injury claim. There is a lot that goes into these claims. The very first step is seeking medical attention from a Personal Injury Chiropractor in Hempstead to start your recovery process, but all to assess the severity of your injury.
Personal injury law allows an injured person to file a lawsuit to get compensated for damages, which include any losses as a result of an accident. The purpose of personal injury law, also known as tort law, is to allow the injured person to be compensated financially after having suffered harm from negligent conduct. Negligence is the failure to take proper care when doing something. In other words, the other party was supposed to act in a way that would keep you safe and not cause any harm. When they fail to do this, their negligence causes injury.
There are several different situations where personal injury rules come into play. In some of the situations, you may experience physical harm that requires medical attention. If this is the case, visit a Personal Injury Chiropractor in Hempstead.
By trying to handle the situation yourself, you will likely complicate the claim process. Lawyers are professionals who have spent years studying the law and gathering the knowledge and experience to represent clients. Lawyers can give you insight and advice to ensure that you get fully compensated for your injury. For example, you may accept the settlement too soon. A lawyer will advise you to wait until the full extent of your injuries is known. They will be able to help you determine the right time to accept the offer so that you receive full compensation for damages.
If you have been injured in an accident, the first step is seeing a Personal Injury Chiropractor in Hempstead or any medical professional from our team to get an evaluation and treatment. There are two main reasons for this. First, your health and well-being are the number one priority. Second, you need to have verification from an expert of a significant injury. Without this, you may not have a valid claim. Your lawyer and the insurance company can assess the severity of the damages through proper documentation of a medical examination. The timing of when you see your Personal Injury Chiropractor in Hempstead is also very important. The longer you wait, the harder it will be to establish a connection between the accident and the injury. To help strengthen your claim, you should keep the following medical records on file:
Our team at New York Injury Associates will help you get the proper medical attention after suffering a personal injury. Our Personal Injury Chiropractor in Hempstead injury chiropractor in Freeport and all of our other doctors will provide you with the best care and help you with your personal injury claim. If you have been in an accident, your first step is to call our team here at New York Injury Associates.
Workers comp is a system for compensating workers who get injured on the job. The employer typically pays a comprehensive insurance premium, and though state-by-state variation is high, it’s usually a fraction of what an equivalent worker would make in lost wages after getting hurt. In return, the insurer agrees to cover medical expenses and at least some percentage of lost earnings. If you are looking to find out more about workers compensation claims contact NYIA, a Personal Injury Chiropractor in Hempstead.
Most workers who get hurt don’t have to deal with the system directly. But for about half a million workers, injuries are so severe that filing a claim is mandatory.
Workers comp insurance companies in the U.S. do not release information about what causes these injuries. However, they are likely due to extensive training requirements for professionals in some of these occupations and strenuous physical demands in others.
More than 80% of all workplace injuries are thought to result from “non-routine” actions taken by workers when something out of the ordinary happens. These actions can include everything from slipping on a wet floor, to trying to move an object in an awkward position, or being struck by falling equipment.
The following are the 10 highest-risk jobs for injured workers. The numbers are drawn from insurance claims data collected by the nation’s largest insurers representing 30% of all workers’ comp business. These rankings show that risk perception can be very different from reality. Check out the top 10 list below to see if your job is among the most hazardous.
The 10 Jobs With The Highest Injury Rate
10 . Occupational Health and Safety Specialists – 7.5 injuries per 100 workers;
9 . Supervisors of Construction Trades and Extraction Workers – 8.7 injuries per 100 workers;
8 . Insurance Sales Agents – 8.8 injuries per 100 workers;
7 . Farmers, Ranchers and Other Agricultural Managers – 9.5 injuries per 100 workers;
6 . Bus Drivers – 10.4 injuries per 100 workers;
5 . Painters (Construction and Maintenance) – 11.0 injuries per 100 workers;
4 . Automotive Service Technicians and Mechanics – 11.4 injuries per 100 workers;
3 . Crossing Guards – 12.5 injuries per 100 workers;
2 . Truck Drivers (Over-The-Road) – 13.7 injuries per 100 workers;
1 . Roofers – 21.9 injuries per 100 workers.
NYIA is a Personal Injury Chiropractor in Hempstead, so give us a call if you need help with a workers’ comp claim!
Chances are, over the course of your life, you have had an injury or two. Back when you were much younger, you could not do much other than tell someone else to take you to the doctor and get it examined, dealing with nothing but pain. However, should any injury affect you now, especially in a workplace, you should see a Personal Injury Chiropractor in Hempstead as soon as possible. Worker’s compensation is essentially how one keeps receiving paychecks even when unable to work as a result of an injury. The qualifications for it vary with each workforce, regardless of the injury. However, what should be thought about and kept in mind is what disqualifies you from worker’s compensation. While it is easy to understand what gets you in, it is what keeps you from it that few people are aware of, which is a potentially life-saving set of information.
At New York Injury Associates, Personal Injury Chiropractor in Hempstead we know a thing or two about worker’s compensation; concerning how to get and lose it among our caliber of knowledge. To understand how to lose worker’s compensation, it is first important to understand what makes you qualified, as it may not be as straightforward as you think.
What Makes You Earn Worker’s Compensation
Two major factors come into play when determining if one is deserving of worker’s compensation:
It is important to understand what your exact employment status is, as some businesses may list you as an “independent contractor” and not an employee. Independent contractors are usually not qualified, as they tend to be freelance workers who have a nomad-like nature career. If you are incorrectly labeled by your employer, and you have an accident at the workplace, you have an opportunity to fight for an appeal. Also, while it is rare, some businesses may not actually provide worker’s compensation insurance, so it is important to fully understand your businesses insurance details that your employer does not tell you.
What Disqualifies You From Worker’s Compensation
Another factor that affects your eligibility for worker’s compensation is whether or not your employer believes your injury was work-related. To be eligible for worker’s compensation:
There is the obvious and unfortunately, common strategy amongst workers to try and hurt themselves on purpose, of which never works and should absolutely not be attempted by anyone, as that will most likely result in termination or, worse, a court case.
You not only need to affirm that your injury is so severe to the point that it is preventing you from working and performing basic tasks, but you also need to be much more aware of worker’s compensation insurance application deadlines. These deadlines vary in each state, so it is important to report the injury as fast as possible. Speaking with your medical provider and acquiring an official medical report will do just the trick as well. Insurance companies are going to either deny your claim, or lower your benefits as much as possible if you fail to make a good case or use poor wording to describe your injury. Therefore, it is usually best to leave it to the doctor to speak on your behalf, hopefully before any lawyer has to.
Speaking of insurance companies, some try to minimize your benefits by proving that, even after a medical report, you had a pre-existing condition. They may state that the pre existing condition is related to your injury, and blame that for the cause of the injury. You will then take part in what is known as an independent medical exam, to iron out the details in order to benefit you accordingly.
The Bottom Line
It is up to you to find out just what your employer offers when it comes to worker’s compensation (as well as other insurance plans your employer provides that you didn’t know about prior). It is also key to know what the deadlines are to apply for worker’s compensation, ensuring that the steps taken were done in a timely fashion. New York Injury Associates, Personal Injury Chiropractor in Hempstead knows that there are untimely complications that often affect most worker’s compensation claims. As a result, it is important to know just what those are, and to educate yourself before any unforeseen injury that may arise directly due to your assigned actions in the workplace.
Contact Us Today
New York Injury Associates, Personal Injury Chiropractor in Hempstead is always here to help with any qualms that have affected your lifestyle, and of which occurred due to accidents in the workplace. Contact us today, we have numerous locations in Long Island and Queens.