While insurance companies are not allowed to charge a higher rate due to a pre-existing condition, they can consider denying a no-fault insurance claim due to a pre-existing injury. You’ll ultimately need to see a doctor, so if you’re seeking no-fault insurance doctors in franklin square, our team at New York Injury Associates can provide professional care.
No-fault insurance, otherwise known as Personal Injury Protection Insurance (PIP), helps cover medical expenses and loss of income no matter who may be at fault. The only requirement for no-fault insurance to be an option after an accident is that it must be covered within the terms of your policy. Once the claim is made, searching for no-fault insurance doctors in franklin square will take little time as we can provide the necessary care!
Pre-existing conditions do not automatically deny you coverage through no-fault insurance. However, it does make it more difficult to have the claim accepted. While the law does allow for compensation if a pre-existing condition is aggravated by the accident, insurance companies often use loopholes to deny coverage for that injury. If a new injury occurs due to the accident, the insurance company may claim that the pre-existing injury caused the accident and the new injury.
In the case where you are faced with this situation, you should do the following for the best claim results:
It is not impossible despite a pre-existing condition playing an impactful role in gaining coverage on your no-fault insurance claim. If you’re seeking no-fault insurance doctors in franklin square, we at New York Injury Associates can provide the care you need, so contact our office now!