When you are injured in a car accident, your focus should be on receiving medical care. States that follow a no-fault system allow people to receive medical care without having to worry about how it will be paid. This system ensures people receive the care they need even if they were deemed at fault for the accident. Car accidents requiring no fault doctors in Freeport oftentimes affect people’s everyday lives. We want to get our patients back to living normally as they did before their accident. New York Injury Associates has many years of experience making treatment plans that ensure you recover quickly with minimal pain.
What is No-Fault in a Car Accident?
Many states have not implemented a no-fault system and decided to use the traditional system called no-fault. No-fault insurance is for the medical bills that you receive for care related to your car accident. This insurance is provided to you by your car insurance company and is separate from your medical insurance and the other party’s car insurance. Aspects of much no-fault insurance coverages include:
- Medical and hospital costs
- Funeral costs
- Income loss due to the accident
What Does No-Fault Car Insurance Cover?
While each state’s no-fault insurance varies slightly, it is generally the same between all states. No-fault doctors in Freeport can be utilized for your medical care if you have been injured in a car accident regardless of who caused the accident. No-fault car insurance can usually cover many things related to your medical treatments including:
- Physical Therapy
- Orthopedics
- Surgeries
- Lost wages for not being able to work
What Does No-Fault Insurance Not Cover?
No-fault insurance can not be used for certain things relating to your accident such as property damages. This is beneficial to motorists because it guarantees medical care to people who might not have medical insurance or who can not afford to pay for their medical bills after being involved in a car accident. Some major things no-fault insurance will not cover includes:
- Medical bills after the limit are reached
- Pain and suffering
- Child care expenses
- Damage to any property
What States Use No-Fault Insurance?
Only 12 states mandate no-fault insurance: Florida, Minnesota, Hawaii, New Jersey, Kansas, New York, Kentucky, North Dakota, Massachusetts, Pennsylvania, Michigan, and Utah. Puerto Rico also utilizes the no-fault system. All other states utilize an at-fault system where the person who is deemed responsible for the accident is also responsible for the medical bills the other party faces.
No Fault Doctors in Freeport
New York Injury Associates offers many services to treat no-fault car accident injuries. Our offices are located all over Long Island and Queens. They are equipped to provide many different types of care including Chiropractic, Neurological, Pain Management, and Orthopedic care. Our practice is multidisciplinary and has a lot of experience providing assistance to attorneys and in legal proceedings. Our office is capable of providing a new diagnosis that either confirms or changes the previous diagnosis you might have received. We can also ensure our clients adhere to requirements to keep them in compliance with their no-fault claims.
Contact New York Injury Associates Today!
If you are searching for no fault doctors in Freeport, New York Injury Associates is a very experienced practice that knows how to work with no-fault insurance and injuries. We believe the only thing someone should have to worry about is getting better and not worrying about dealing with your insurance company. Our doctors will develop a treatment plan specifically for you. We know how car accident injuries can affect people’s everyday lives, so our treatment plans are made to ensure you make a fast recovery with minimal pain.