Insurance can be tricky, and knowing how each scenario works when it comes to an accident is necessary. New York state is one of 12 no-fault insurance states. A no-fault accident is complex because you are not involved in the causation of the accident. However, if you’re a passenger or pedestrian going for a walk and are involved in an accident, you’ll be entitled to a claim immediately. If you’ve recently been involved in an accident, and are seeking injury doctors in Port Jefferson, our team of professionals at New York Injury Associates has you covered!
What is a No-Fault Accident?
No-fault accidents can happen at any time. New York state requires everyone in the state to have no-fault insurance. No-fault insurance will speed up the process of an initial claim. The law requires that a no-fault claim is made within 30 days. No-fault insurance does not necessarily mean that nobody is at fault in the accident. It really means that fault is determined later on, and the at-fault driver will still be required to compensate for sustained expenses. However, Personal Injury Protection insurance (PIP) is required in all no-fault states and covers medical expenses after an accident, no matter who was at fault. The advantage of PIP is that medical expenses are covered immediately. However, the driver at fault will likely have to reimburse the other party. It’s important to seek medical treatment immediately after any accident. Here at NYIA, we can help by providing top-quality injury doctors in Port Jefferson.
Contact NYIA for Injury Doctors in Port Jefferson
Accidents can change your life, but it’s necessary to be ready. A no-fault accident can be completely unexpected and impact your life for years. It’s vital to receive the best treatment available to get your life back on track as soon as possible. Here at New York Injury Associates, we provide the best injury doctors in Port Jefferson. With the finest injury doctors on Long Island and the highest quality equipment, we guarantee you the treatment you deserve. Contact us today to schedule your appointment and learn more about what we do at NYIA!